It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial professional about changes in your situation. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Consider Keeping Your Life Insurance When You Retire Reasons to retain your coverage into your retirement years. Is Term Life Insurance for You? Term insurance is the simplest form of life insurance. Here's how it works. Lifetime of Earnings Estimate how much you have the potential to earn during your working years.